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Mortgage Loans

Today's Rates

Fixed Rates
30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.612%  1.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.565%  0.250%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.207%  0.250%
10 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.422%  0.500%
Adjustable Rates
3 Year Adjustable Rate
 Rate  APR  Points
 4.450%  5.364%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 4.450%  5.208%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 4.550%  5.059%  0.000%
10 Year Adjustable Rate
 Rate  APR  Points
 4.625%  4.970%  0.000%
Balloon Rates
15 Year Balloon with a 30 Year Amortization
 Rate  APR  Points
 4.875%  4.908%  0.000%
FHA Rates
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.966%  0.000%
VA Rates
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.380%  0.000%

Personalized Quote

Home Center

Andrew Snare

Mortgage Banker

1100 Logan Boulevard
Altoona, PA 16602
o: 814.940.1854
f: 814.941.1044
NMLS # 405008

Andrew  loves sports and he has passed that love to his children too.  His son, Bryce, and daughter, Emerson, are involved and very active. Between coaching Bryce's tee ball team, shuttling him to karate, and staying on the move with Emerson's traveling competitive dance team, Andrew is very busy. In his spare time, you can find this sports fan enjoying Penn State football games, Pirates games, or Altoona Curve games. He also loves college basketball, so he clears his schedule to catch March Madness with his dog, Nittany.

Andrew's busy lifestyle helps to shape his professional career with S&T Bank. Andrew knows that borrowers have full schedules, just like he does, that's why he wants to make the homebuying process as smooth and easy as possible.

Personal Approach

  • Listens to borrowers and identifies their needs to recommend the best financing solution 
  • Ensures open communication throughout the mortgage process

Market Expertise & Experience

  • Specializes in unique portfolio and conventional residential mortgage lending
  • Over 12 years of mortgage banking experience serving Blair and Cambria counties


  • Penn State University, B.S., Management


  • Leadership Blair County, 2014 graduate and Adult Committee Member
  • Blair County Chamber Events
  • Cambria Somerset Association of Realtors, Affiliate Member
  • Tee Ball Coach